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How Much Is Your Child’s Life Worth?

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By , February 6, 2012 12:00 pm

Kids safety starts at home. Over the years there have been hundreds, if not thousands of accidents causing injury or death to children in swimming pools. The simple fact is – we can’t watch children 24/7. It only takes one distraction and kids can wander anywhere, and they always tend to look for mischief. Swimming pools mean water, and kids love water.

Yet it only takes a swimming pool safety net and your children are safe. That net will give them something to hold onto should they fall in, and it will also make it easier for you to retrieve them. What is your child’s life worth – the cost of a safety net for your pool?

Have You Tried High Performance Headphones?

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By , January 15, 2012 12:43 pm

To me, sound is sound. I don’t really pick up the finer details that many other purists talk about. When I buy speakers or headphones, it’s always been the cheaper versions. To me, the sound from all of them was the same, no matter the costs.

A friend recently challenged me to an experiment. They lined up four sets of headphones, all hooked up to the one output device, and asked me to listen to the one piece of music for all four – blindfolded. The idea was, would I have a preference for one of them. This was to be based on sound alone, not comfort.

I was up for it, gave it a try, and I must admit I did find that the sound quality did differ. The one I preferred was a set of Monster headphones- and they were comfortable as well. Perhaps sound isn’t just sound although I don’t know if I could justify spending big money on a set of headphones – fortunately I don’t have to.

Having Trouble Getting Customers To Pay – You Don’t Have To Get Tough

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By , October 30, 2011 10:39 pm

Don’t you just hate it when customers don’t pay their accounts? Business owners are not all bad. In most cases, they are hard working individuals who provide goods and/or services to the best of their abilities. When it comes to debt collections, there are some people in the community who feel that a business can afford to lose the occasional debt – after all, they make plenty of money.

There’s a little analogy I used to use with my small business management students. If you buy a product for $10 and sell it for $20 – that’s a $10 profit, in theory. Let’s assume running the business costs money, and that chews up $5 of that product. You are now making $5 profit – not bad, still 50% profit. However, if someone steals one of those products, or if someone fails to pay their account, you are $10 down – that means you have to sell two products (with $5 profit each) just to break even. In fact, you have to sell 4 products to make a profit of $5 – that’s a $5 profit for a $40 cost – your profit is down to 12% now. That’s a big drop from the 50% profit you could have potentially made.

Now you can think about the alternatives. Spending a little extra to provide better security, and perhaps even sending in a collection agency to get people to pay their accounts. It all helps the bottom line – and you don’t have to get tough, you have to be a little smarter.

Working From Home Makes Admin That Much Harder

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By , October 14, 2011 9:40 pm

I love working from home. I can generally set my own hours, I can clock on and off whenever the family makes demands, and I can pretty much set my own income. The downside is the admin. When you work for someone else, most of that is taken care off. Even if you are working in admin, you are working to their system. If you run out of laserjet toner cartridges, you simply order more – someone else has to worry about paying the bill.

When you work for yourself, particularly at home, running out of anything can often be a big drama. You can’t send someone out to get it – you have to go yourself. In most cases, being a small business, you have to pay for it there and then. And of course, because you are not buying in bulk, you are paying retail prices. The Internet is starting to change that, especially if you’re smart. You can order these products online for much less than retail, and if you order three or four, you may find that shipping is much cheaper (if not free). I still hate admin, but at least I am able to save money and time.

Are You A Dumb RV Enthusiast?

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By , October 13, 2011 10:17 pm

I don’t mean to be rude (perhaps I do?), but there are some pretty dumb RV enthusiasts plying the roads these days. I have to wonder if they really do like their RV, or are they just keeping up with the Joneses. Let me give you an example. An RV owner rings up the local towing service because they have broken down. No problems there. When the towing service asks for more information, the problems start. For example:

“How big is your RV?”
“big”
“I am sure it is, but how long is it”?
“I don’t know – long”
“Look – I need to know the size of your RV so I can send the right tow truck out”
“yeah – well – it’s pretty big, you’ll need a big tow truck”
“do you know how much it weighs”
“yes – a lot”
“do you have the vehicle hand book with you”
“yes”
“can you get it out and tell me the model number”

Need I go on? Here they are requiring help, and they cannot answer the simplest questions. Before trying to get rv towing, at least have an idea of what we need to tow.

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